Legal
Referral Programme Terms
Ten per cent of what your friend paid. This page says when a reward is earned, how the money reaches you, and why we wait until their refund window has closed.
1. What the Programme is
1.1 Every NAADI AI account has a referral code. If somebody buys a paid plan using your code or link, you earn 10% of the amount they paid.
1.2 The programme is offered by NAADI AI. It is a voluntary reward, not a commission arrangement, and it does not make you an agent, employee, distributor or partner of NAADI AI.
1.3 There is no cap on how many people you may refer.
2. Who May Take Part
2.1 Anyone with a NAADI AI account may share their referral code.
2.2 A referral reward can only be paid to a person aged eighteen or above. Where the account holder is under eighteen, a payout is made to their parent or legal guardian, on the guardian's own UPI details and with the guardian's confirmation.
2.3 You may not refer yourself. A purchase made on your own account using your own code earns nothing.
2.4 Each purchaser can be attributed to one referrer only, the first one recorded. A purchaser who has already been attributed does not generate a reward for anybody else.
3. What Counts As a Qualifying Purchase
3.1 A first paid plan — Single Subject or Complete NEET — bought directly from NAADI AI by a person who reached checkout through your code or link.
3.2 The following do not qualify:
- a purchase made by a school, college or institute;
- a plan granted by NAADI AI without payment;
- a purchase by an account already attributed to another referrer;
- a purchase on your own account.
4. When a Reward is Earned
4.1 A reward is recorded as pending when the referred purchase is confirmed.
4.2 It becomes earned and payable only after the referred purchase has passed its own seven-day refund window without being refunded — that is, on day eight.
4.3 If the referred purchase is refunded inside that window, no reward is earned. Nothing is owed and nothing is withdrawn from you, because nothing had yet become yours.
4.4 We hold rewards this way so that a reward is never paid out of a purchase that is about to be reversed. It is the reason we do not have to claw money back from you.
4.5 Where a referred purchase is refunded after the reward has become earned and been paid — a duplicate identified late, or a refund on discontinuation — we do not seek recovery from you. We absorb it.
4.6 A refund of your own purchase does not affect rewards you have earned by referring other people.
5. How You are Paid
5.1 Payouts are made by hand over UPI. They are not automatic and they are not instant.
5.2 Provide a UPI ID and a WhatsApp number belonging to the parent or guardian in your profile. We send the transfer to that UPI ID and confirm on that WhatsApp number.
5.3 Payouts are made within forty-eight hours of a request, in ordinary circumstances, once the reward is earned under Section 4.
5.4 We cannot pay to a different name, a different UPI ID, or by any other method.
5.5 It is your responsibility to give correct payout details. A transfer sent to a UPI ID you supplied incorrectly cannot be recovered by us.
6. Deleting Your Account with Earnings Unpaid
6.1 Because payouts are made by hand, they cannot complete while you wait on a screen. If you delete your account with earned rewards unpaid, you are asked to choose:
- Be paid first — we file the payout and your account is left completely untouched. You may delete afterwards.
- Delete now — the unpaid earnings are given up.
6.2 Deleting immediately is always available. You are choosing to collect money first, not being prevented from leaving.
6.3 Rewards still pending under clause 4.1 at the moment of deletion are not paid. They had not yet been earned.
7. Tax
7.1 Referral rewards may be taxable in your hands. Paying any tax due on them is your responsibility.
7.2 Where NAADI AI is required to deduct tax at source, it will do so and the payout will be net of that deduction.
8. Abuse
8.1 The programme exists so that students who found NAADI AI useful can tell their friends. The following will forfeit rewards and may lead to suspension:
- creating accounts, or arranging for accounts to be created, in order to generate rewards;
- paid advertising, search advertising, or any bidding on the NAADI AI name;
- spam, bulk messaging, or posting your code where it was not asked for;
- misrepresenting NAADI AI, its prices, or what it does, in order to obtain a purchase;
- coordinated purchase-and-refund patterns.
8.2 Where we have reasonable grounds to believe conduct in clause 8.1 has occurred, we may withhold payouts pending investigation, cancel unpaid rewards, and suspend the account. We will give written reasons.
8.3 We will not seek recovery of rewards already paid unless the conduct was fraudulent.
9. Changes and Withdrawal
9.1 We may change the reward percentage, the qualifying conditions, or any other term of this programme, prospectively.
9.2 A change never affects a reward already earned under Section 4, or one pending on a purchase already made.
9.3 We may withdraw the programme entirely on thirty days' notice published on our website. Rewards earned or pending at that date are still paid.
10. General
10.1 These Terms form part of the NAADI AI Terms & Conditions and must be read with them and with the Individual Student Purchase Refund Policy.
10.2 Questions and payout requests go to support@naadiai.in. Grievances go to admin@naadiai.in.
10.3 Governed by the laws of India; the courts at Chennai, Tamil Nadu have jurisdiction, subject to a consumer's right to approach a Consumer Disputes Redressal Commission under the Consumer Protection Act, 2019.